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Use Case Type

Use Case

Description

Requirements

Requirements (online services)

Deployment

Face to Face exchanges

Underbanked

Face to face exchanges and Ripple payments for people that does not carry electronic means of payment

  • Local community willing to exchange goods
  • Cheap acces to internet in the Market place: Wi-Fi or bluetoot or zeegbee or Mobile \\

(todo: help find such community )

Ripple service e.g. ripplepay.com (todo: improve software usability)

This is seen as take-off application
relevant discussion here and here

Small School community

Same as "Underbanked"

Local business

video

Same as "Underbanked"

Online exchanges

  • Online community
  • Cheap internet access
  • Online marketplace e.g. ripplexchange.com

Ripple service e.g. ripplepay.com
(todo: improve software usability)

Micro Donation

  video
  • Online community
  • Appealing beneficiaries providing transparent donor list

( todo: help find such beneficiaries )

Ripple service e.g. ripplepay.com
( todo: improve software usability)

This is seen as take-off application
relevant discussion here

Integrated resource accounting

Use Ripple to track resources within other applications, such as distributed data transfer, Emule ...

Ripple service e.g. ripplepay.com
( todo: integrate client applications)

proposed here

Face to face commerce

This is seen as the use case that requires less effort to take off.

Wich community?

Many proposals have been done about communities:

American metropolitan suburb is a complete social basketcase and the last place you could set up something based on trust. Although I live in a suburb, my real friends are artists that work in warehouse studios and live in coop housing in the bohemian parts of town and -- this is important -- meet 10-15 of their circle of 250+ friends face-to-face every day. Yes, some of them also use Facebook but it's considered to be a gimmick, not a substitute for social interaction.

pubs, if you're a regular, you can get a free beer and the barman will put a little marker on a beer mat with your name on it as a debt obligation. In some situations suppliers in the supply chain use mutual credit. A fridge wholesaler will deliver fridges to a retailer but only ask for payment three months later, an unofficial way of giving a loan to a retailer whose economic wellbeing is in the interest of the wholesaler.

their closest friends and, with sleeping up to 10 people in a room, they literally are 'close' enough to each other for a scheme based on mutual trust.

How can we reach a critical mass?

Online Exchanges

Ripple will be a real replacement for traditional payment system only when it will be accepted by a good percentage of the internet population. Reaching such an high critical mass is extremely difficult on a global scale. It is easier to reach a critical mass in a small internet community linked by a common interest. For example people that share an interest for example people that collects something.

How can we reach a critical mass?

Ripplexchange can be seen as a tool to create such internet community.

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Page last modified on February 10, 2011, at 09:40 AM