Main /
ComparisonOfPaymentSystems
Main.ComparisonOfPaymentSystems History
Hide minor edits - Show changes to output
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'''Provider'''
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'''Obligation Issuer'''
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'''Currency'''
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'''Unit of value'''
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No credit needed
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No credit needed
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The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. You may also read the FAQ section [[Main/FAQ#FAQ_Ripple_compared_to| Ripple compare to...]]
to:
The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. You may also read the FAQ section [[Main/FAQ#FAQ_Ripple_compared_to| Ripple compared to...]]
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The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. You may also read the FAQ section [[Main/FAQ/#FAQ_Ripple_compared_to| Ripple compare to...]]
to:
The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. You may also read the FAQ section [[Main/FAQ#FAQ_Ripple_compared_to| Ripple compare to...]]
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The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. You may also read the FAQ section [[Main/#FAQ_Ripple_compared_to| Ripple compare to...]]
to:
The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. You may also read the FAQ section [[Main/FAQ/#FAQ_Ripple_compared_to| Ripple compare to...]]
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The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. You may also read the FAQ section [[#FAQ_Ripple_compared_to| Ripple compare to...]]
to:
The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. You may also read the FAQ section [[Main/#FAQ_Ripple_compared_to| Ripple compare to...]]
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The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. Please send any feedback or suggestions to [[mailto:info@ripplepay.com|info@ripplepay.com]].
to:
The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. You may also read the FAQ section [[#FAQ_Ripple_compared_to| Ripple compare to...]]
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(:tableend:)
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(:tableend:)
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(:cellnr colspan=6 align=center:)
''Direct, no intermediary''
''Direct, no intermediary''
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(:cellnr colspan=6 align=center :)
''Centralized: one central intermediay''
''Centralized: one central intermediay''
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(:cellnr colspan=6 align=center :)
''Network: Chain of intermediaries''
''Network: Chain of intermediaries''
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Credit Network Type
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'''Credit Network Type'''
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'''Payment System'''
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'''Provider'''
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'''Currency'''
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'''Cost'''
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'''Benefit'''
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'''[[https://secure.wikimedia.org/wikipedia/en/wiki/Barter|Barter]]'''
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'''[[https://secure.wikimedia.org/wikipedia/en/wiki/Commodity_money|Commodity]]'''
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'''[[https://secure.wikimedia.org/wikipedia/en/wiki/IOU|IOU]]'''
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'''[[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]'''
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'''[[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]'''
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'''[[https://secure.wikimedia.org/wikipedia/en/wiki/Credit_card|Credit card]]'''
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'''[[https://www.paypal.com/|PayPal-like]] '''
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'''[[http://www.pecunix.com/|Pecunix]]-like '''
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'''[[http://www.bitcoin.org/|Bitcoin-like]]'''
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'''[[https://secure.wikimedia.org/wikipedia/en/wiki/LETS|LETS]]'''
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'''[[http://en.wikipedia.org/wiki/Hawala|Hawala]]'''
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'''[[https://ripplepay.com/|Ripple]]'''
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%thumb% Attach:AiB.gif"PiR"
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%thumb% Attach:AiB.gif"AiB"
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%thumb% Attach:AiB.gif"AiB"
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%thumb% Attach:AiB.gif"PiR"
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%thumb% Attach:AiB.gif"PiR"
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%thumb% Attach:AiB.gif"PiR"
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Multiple
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%thumb% Attach:AiiB.gif"direct AB"
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%thumb% Attach:AiiB.gif"PiiR"
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%thumb% Attach:ABCDEF.gif"PiR"
November 26, 2010, at 01:05 AM
by - Formatted table added credit network type column
Changed lines 3-15 from:
||!Payment System||!Provider||!Currency||!Cost||!Benefit||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Barter|Barter]]|| Community members || Only personal goods and services || Can only use with very narrow set of products and partners || Easy, free ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Commodity_money|Commodity]]|| Community members || Commodity (metal, cigarettes, etc.) || Commodity || Easy, standardized ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/IOU|IOU]]|| Community members || Credit, multiple || Can only use with very narrow set of products and partners || Easy, free ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national government || Typically government currency || Inflation, up to 4.19 × 10'^16^' % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Anonymous, widely accepted ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, fees, etc. || Convenient, widely accepted, brick-and-mortar branches ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Credit_card|Credit card]]|| Bank or other company || Credit, typically government currency || Merchant fees, interest, etc. || Convenient, widely accepted ||
||![[https://www.paypal.com/|PayPal]]-like|| Company || Multiple, typically government currency || Merchant fees, inflation || Convenient, widely accepted ||
||![[http://www.pecunix.com/|Pecunix]]-like|| Company || Multiple, commodity || Merchant fees, commodity || Convenient, standardized ||
||![[http://www.bitcoin.org/|Bitcoin]]-like|| Community members || Arbitrary computation || Computation || Anonymous, open, decentralized ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/LETS|LETS]]|| Community || Credit, community currency || Small organization || Community-focused ||
||![[https://ripplepay.com/|Ripple]]|| Community members || Credit, multiple || Free || Community-focused, efficient, open, decentralized ||
to:
(:table border=1 width=99% align=center cellspacing=0 :)
(:cellnr :)
!Payment System
(:cell align=left :)
!Provider
(:cell align=left :)
!Currency
(:cell align=left :)
!Cost
(:cell align=left :)
!Benefit
(:cell align=left :)
Credit Network Type
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/Barter|Barter]]
(:cell align=left :)
Community members
(:cell align=left :)
Only personal goods and services
(:cell align=left :)
Can only use with very narrow set of products and partners
(:cell align=left :)
Easy, free
(:cell align=left :)
%thumb% Attach:AB.gif"direct PR"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/Commodity_money|Commodity]]
(:cell align=left :)
Community members
(:cell align=left :)
Commodity (metal, cigarettes, etc.)
(:cell align=left :)
Commodity
(:cell align=left :)
Easy, standardized
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/IOU|IOU]]
(:cell align=left :)
Community members
(:cell align=left :)
Multiple
(:cell align=left :)
Can only be used with very narrow set of products and partners
Credit, multiple
(:cell align=left :)
Easy, free
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"PiR"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]
(:cell align=left :)
Typically national government
(:cell align=left :)
Typically government currency
(:cell align=left :)
Inflation
(:cell align=left :)
Anonymous, widely accepted
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"AiB"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]
(:cell align=left :)
Bank, often backed by government insurance
(:cell align=left :)
Typically government currency
(:cell align=left :)
Inflation, fees, etc.
(:cell align=left :)
Convenient, widely accepted, brick-and-mortar branches
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"AiB"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/Credit_card|Credit card]]
(:cell align=left :)
Bank or other company
(:cell align=left :)
Credit, typically government currency
(:cell align=left :)
Merchant fees, interest, etc.
(:cell align=left :)
Convenient, widely accepted
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"AiB"
(:cellnr :)
![[https://www.paypal.com/|PayPal]]-like
(:cell align=left :)
Company
(:cell align=left :)
Multiple, typically government currency
(:cell align=left :)
Merchant fees, inflation
(:cell align=left :)
Convenient, widely accepted
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"PiR"
(:cellnr :)
![[http://www.pecunix.com/|Pecunix]]-like
(:cell align=left :)
Company
(:cell align=left :)
Multiple, commodity
(:cell align=left :)
Merchant fees, commodity
(:cell align=left :)
Convenient, standardized
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"PiR"
(:cellnr :)
![[http://www.bitcoin.org/|Bitcoin]]-like
(:cell align=left :)
Community members
(:cell align=left :)
Arbitrary computation
(:cell align=left :)
Computation
(:cell align=left :)
Anonymous, open, decentralized
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"PiR"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/LETS|LETS]]
(:cell align=left :)
Community
(:cell align=left :)
Arbitrary computation
(:cell align=left :)
Computation
(:cell align=left :)
Anonymous, open, decentralized
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"PiR"
(:cellnr :)
![[http://en.wikipedia.org/wiki/Hawala|Hawala]]
(:cell align=left :)
(:cell align=left :)
(:cell align=left :)
(:cell align=left :)
Community-focused, efficient, open, decentralized
(:cell align=left :)
%thumb% Attach:AiiB.gif"direct AB"
(:cellnr :)
![[https://ripplepay.com/|Ripple]]
(:cell align=left :)
Community members
(:cell align=left :)
Multiple
(:cell align=left :)
Free
(:cell align=left :)
Community-focused, efficient, open, decentralized
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:ABCDEF.gif"PiR"
(:tableend:)
(:cellnr :)
!Payment System
(:cell align=left :)
!Provider
(:cell align=left :)
!Currency
(:cell align=left :)
!Cost
(:cell align=left :)
!Benefit
(:cell align=left :)
Credit Network Type
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/Barter|Barter]]
(:cell align=left :)
Community members
(:cell align=left :)
Only personal goods and services
(:cell align=left :)
Can only use with very narrow set of products and partners
(:cell align=left :)
Easy, free
(:cell align=left :)
%thumb% Attach:AB.gif"direct PR"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/Commodity_money|Commodity]]
(:cell align=left :)
Community members
(:cell align=left :)
Commodity (metal, cigarettes, etc.)
(:cell align=left :)
Commodity
(:cell align=left :)
Easy, standardized
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/IOU|IOU]]
(:cell align=left :)
Community members
(:cell align=left :)
Multiple
(:cell align=left :)
Can only be used with very narrow set of products and partners
Credit, multiple
(:cell align=left :)
Easy, free
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"PiR"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]
(:cell align=left :)
Typically national government
(:cell align=left :)
Typically government currency
(:cell align=left :)
Inflation
(:cell align=left :)
Anonymous, widely accepted
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"AiB"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]
(:cell align=left :)
Bank, often backed by government insurance
(:cell align=left :)
Typically government currency
(:cell align=left :)
Inflation, fees, etc.
(:cell align=left :)
Convenient, widely accepted, brick-and-mortar branches
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"AiB"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/Credit_card|Credit card]]
(:cell align=left :)
Bank or other company
(:cell align=left :)
Credit, typically government currency
(:cell align=left :)
Merchant fees, interest, etc.
(:cell align=left :)
Convenient, widely accepted
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"AiB"
(:cellnr :)
![[https://www.paypal.com/|PayPal]]-like
(:cell align=left :)
Company
(:cell align=left :)
Multiple, typically government currency
(:cell align=left :)
Merchant fees, inflation
(:cell align=left :)
Convenient, widely accepted
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"PiR"
(:cellnr :)
![[http://www.pecunix.com/|Pecunix]]-like
(:cell align=left :)
Company
(:cell align=left :)
Multiple, commodity
(:cell align=left :)
Merchant fees, commodity
(:cell align=left :)
Convenient, standardized
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"PiR"
(:cellnr :)
![[http://www.bitcoin.org/|Bitcoin]]-like
(:cell align=left :)
Community members
(:cell align=left :)
Arbitrary computation
(:cell align=left :)
Computation
(:cell align=left :)
Anonymous, open, decentralized
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"PiR"
(:cellnr :)
![[https://secure.wikimedia.org/wikipedia/en/wiki/LETS|LETS]]
(:cell align=left :)
Community
(:cell align=left :)
Arbitrary computation
(:cell align=left :)
Computation
(:cell align=left :)
Anonymous, open, decentralized
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:AiB.gif"PiR"
(:cellnr :)
![[http://en.wikipedia.org/wiki/Hawala|Hawala]]
(:cell align=left :)
(:cell align=left :)
(:cell align=left :)
(:cell align=left :)
Community-focused, efficient, open, decentralized
(:cell align=left :)
%thumb% Attach:AiiB.gif"direct AB"
(:cellnr :)
![[https://ripplepay.com/|Ripple]]
(:cell align=left :)
Community members
(:cell align=left :)
Multiple
(:cell align=left :)
Free
(:cell align=left :)
Community-focused, efficient, open, decentralized
(:cell align=left :)
%thumb% Attach:AB.gif"direct AB" %thumb% Attach:ABCDEF.gif"PiR"
(:tableend:)
Changed line 1 from:
The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex systems whose utility depends on many factors including the individuals using them. Please send any feedback or suggestions to [[mailto:info@ripplepay.com|info@ripplepay.com]].
to:
The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex tecnologies whose utility depends on many factors including the individuals using them. Please send any feedback or suggestions to [[mailto:info@ripplepay.com|info@ripplepay.com]].
Changed line 1 from:
The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex technologies whose utility depends on many factors including the individuals using them. Please send any feedback or suggestions to [[mailto:info@ripplepay.com|info@ripplepay.com]].
to:
The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex systems whose utility depends on many factors including the individuals using them. Please send any feedback or suggestions to [[mailto:info@ripplepay.com|info@ripplepay.com]].
September 28, 2010, at 11:05 PM
by - style
Changed line 8 from:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national governments || Typically government currency || Inflation, up to 4.19 × 10'^16^' % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Anonymous, widely accepted ||
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national government || Typically government currency || Inflation, up to 4.19 × 10'^16^' % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Anonymous, widely accepted ||
September 28, 2010, at 10:58 PM
by - Add cost info
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||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation || Convenient, widely accepted, brick-and-mortar branches ||
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, fees, etc. || Convenient, widely accepted, brick-and-mortar branches ||
September 28, 2010, at 10:43 PM
by - style
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||![[https://secure.wikimedia.org/wikipedia/en/wiki/IOU|IOU]]|| Community members || Credit || Can only use with very narrow set of products and partners || Easy, free ||
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/IOU|IOU]]|| Community members || Credit, multiple || Can only use with very narrow set of products and partners || Easy, free ||
Changed line 13 from:
||![[http://www.bitcoin.org/|Bitcoin]]-like|| Community members || Arbitrary computation || Computation || Anonymous, open, distributed ||
to:
||![[http://www.bitcoin.org/|Bitcoin]]-like|| Community members || Arbitrary computation || Computation || Anonymous, open, decentralized ||
September 28, 2010, at 10:43 PM
by - add IOU
Changed line 5 from:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Barter|Barter]]|| Community members || Only self-owned goods and services || Can only use with very narrow set of products and partners || Easy, free ||
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Barter|Barter]]|| Community members || Only personal goods and services || Can only use with very narrow set of products and partners || Easy, free ||
Added line 7:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/IOU|IOU]]|| Community members || Credit || Can only use with very narrow set of products and partners || Easy, free ||
September 28, 2010, at 10:03 PM
by - formatting
Changed line 8 from:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 × 10'^16^' % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Convenient, widely accepted, brick-and-mortar branches ||
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation || Convenient, widely accepted, brick-and-mortar branches ||
September 28, 2010, at 09:02 PM
by - formatting
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||border=1 width=75%
to:
||border=1 width=99%
September 28, 2010, at 08:07 PM
by - rename Benefit column
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||!Payment System||!Provider||!Currency||!Cost||!Main benefits||
to:
||!Payment System||!Provider||!Currency||!Cost||!Benefit||
September 28, 2010, at 08:05 PM
by - Add cost info
Changed lines 10-11 from:
||![[https://www.paypal.com/|PayPal]]-like|| Company || Multiple, typically government currency || Merchant fees || Convenient, widely accepted ||
||![[http://www.pecunix.com/|Pecunix]]-like|| Company || Multiple, commodity || Merchant fees || Convenient, standardized ||
||![[http://www.pecunix.com/|Pecunix]]-like|| Company || Multiple, commodity || Merchant fees || Convenient, standardized ||
to:
||![[https://www.paypal.com/|PayPal]]-like|| Company || Multiple, typically government currency || Merchant fees, inflation || Convenient, widely accepted ||
||![[http://www.pecunix.com/|Pecunix]]-like|| Company || Multiple, commodity || Merchant fees, commodity || Convenient, standardized ||
||![[http://www.pecunix.com/|Pecunix]]-like|| Company || Multiple, commodity || Merchant fees, commodity || Convenient, standardized ||
September 28, 2010, at 07:56 PM
by - formatting
Changed lines 7-8 from:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national governments || Typically government currency || Inflation, up to 4.19 × 10^16^ % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Anonymous, widely accepted ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 × 10^16^ % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Convenient, widely accepted, brick-and-mortar branches ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 × 10^16^ % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Convenient, widely accepted, brick-and-mortar branches ||
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national governments || Typically government currency || Inflation, up to 4.19 × 10'^16^' % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Anonymous, widely accepted ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 × 10'^16^' % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Convenient, widely accepted, brick-and-mortar branches ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 × 10'^16^' % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Convenient, widely accepted, brick-and-mortar branches ||
September 28, 2010, at 07:56 PM
by - superscript
Changed lines 7-8 from:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national governments || Typically government currency || Inflation, up to 4.19 × 1016 % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Anonymous, widely accepted ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 ×1016 % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Convenient, widely accepted, brick-and-mortar branches ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 ×
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national governments || Typically government currency || Inflation, up to 4.19 × 10^16^ % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Anonymous, widely accepted ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 × 10^16^ % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Convenient, widely accepted, brick-and-mortar branches ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 × 10^16^ % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Convenient, widely accepted, brick-and-mortar branches ||
September 28, 2010, at 07:54 PM
by - Add cost info
Changed lines 7-11 from:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || Anonymous, widely accepted ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Credit_card|Credit card]]|| Bank or other company || Credit, typically government currency || Merchant fees, interest (citation) || Convenient, widely accepted ||
||![[https://www.paypal.com/|PayPal]]-like|| Company || Multiple, typically government currency || Merchant fees (citation) || Convenient, widely accepted ||
||![[http://www.pecunix.com/|Pecunix]]-like|| Company || Multiple, commodity || Merchant fees (citation) || Convenient, standardized ||
||!
||
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national governments || Typically government currency || Inflation, up to 4.19 × 1016 % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Anonymous, widely accepted ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 × 1016 % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Convenient, widely accepted, brick-and-mortar branches ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Credit_card|Credit card]]|| Bank or other company || Credit, typically government currency || Merchant fees, interest, etc. || Convenient, widely accepted ||
||![[https://www.paypal.com/|PayPal]]-like|| Company || Multiple, typically government currency || Merchant fees || Convenient, widely accepted ||
||![[http://www.pecunix.com/|Pecunix]]-like|| Company || Multiple, commodity || Merchant fees || Convenient, standardized ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, up to 4.19 × 1016 % [[https://secure.wikimedia.org/wikipedia/en/wiki/Hyperinflation#Worst_Hyperinflations_in_World_History|#]] || Convenient, widely accepted, brick-and-mortar branches ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Credit_card|Credit card]]|| Bank or other company || Credit, typically government currency || Merchant fees, interest, etc. || Convenient, widely accepted ||
||![[https://www.paypal.com/|PayPal]]-like|| Company || Multiple, typically government currency || Merchant fees || Convenient, widely accepted ||
||![[http://www.pecunix.com/|Pecunix]]-like|| Company || Multiple, commodity || Merchant fees || Convenient, standardized ||
September 28, 2010, at 07:40 PM
by - open bitcoin
Changed line 12 from:
||![[http://www.bitcoin.org/|Bitcoin]]-like|| Community members || Arbitrary computation || Computation || Anonymous, distributed ||
to:
||![[http://www.bitcoin.org/|Bitcoin]]-like|| Community members || Arbitrary computation || Computation || Anonymous, open, distributed ||
September 28, 2010, at 07:39 PM
by - add Bitcoin info
Deleted lines 0-1:
Changed line 12 from:
||!BitCoin-like||...||
to:
||![[http://www.bitcoin.org/|Bitcoin]]-like|| Community members || Arbitrary computation || Computation || Anonymous, distributed ||
September 28, 2010, at 05:54 AM
by - change issuer to provider
Changed line 6 from:
||!Payment System||!Issuer||!Currency||!Cost||!Main benefits||
to:
||!Payment System||!Provider||!Currency||!Cost||!Main benefits||
September 28, 2010, at 05:52 AM
by - WIP
Added lines 1-2:
''NOTE: This is still a work in progress.''
September 28, 2010, at 05:40 AM
by - barter stuff
Changed line 5 from:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Barter|Barter]]|| Community members || Only self-produced goods and services || Can only use with very narrow set of products and partners || Easy, free ||
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Barter|Barter]]|| Community members || Only self-owned goods and services || Can only use with very narrow set of products and partners || Easy, free ||
September 28, 2010, at 05:36 AM
by - add intro text
Added lines 1-2:
The following table compares different payment systems. No comparison can be exhaustive, as payment systems are complex technologies whose utility depends on many factors including the individuals using them. Please send any feedback or suggestions to [[mailto:info@ripplepay.com|info@ripplepay.com]].
September 28, 2010, at 05:31 AM
by - change bank account to bank transfer
Changed line 6 from:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Bank_account|Bank account]]|| Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Wire_transfer|Bank transfer]]|| Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
September 28, 2010, at 05:30 AM
by - add links
Changed lines 3-11 from:
||!Barter|| Community members || Only self-produced goods and services || Can only use with very narrow set of products and partners || Easy, free ||
||!Commodity|| Community members || Commodity (metal, cigarettes, etc.) || Commodity || Easy, standardized ||
||!Cash|| Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || Anonymous, widely accepted ||
||!Bank account|| Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
||!Credit card|| Bank or other company || Credit, typically government currency || Merchant fees, interest (citation) || Convenient, widely accepted ||
||!PayPal-like|| Company || Multiple, typically government currency || Merchant fees (citation) || Convenient, widely accepted ||
||!Pecunix-like|| Company || Multiple, commodity || Merchant fees (citation) || Convenient, standardized ||
||!LETS|| Community || Credit, community currency || Small organization || Community-focused ||
||!Ripple|| Community members || Credit, multiple || Free || Community-focused, efficient, open, decentralized ||
||!Commodity|
||!Cash|
||!Bank
||!Credit
||!PayPal-like|| Company || Multiple, typically government currency || Merchant fees (citation) || Convenient, widely accepted ||
||!Pecunix-like|| Company || Multiple, commodity || Merchant fees (citation) || Convenient, standardized ||
||!
||
to:
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Barter|Barter]]|| Community members || Only self-produced goods and services || Can only use with very narrow set of products and partners || Easy, free ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Commodity_money|Commodity]]|| Community members || Commodity (metal, cigarettes, etc.) || Commodity || Easy, standardized ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || Anonymous, widely accepted ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Bank_account|Bank account]]|| Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Credit_card|Credit card]]|| Bank or other company || Credit, typically government currency || Merchant fees, interest (citation) || Convenient, widely accepted ||
||![[https://www.paypal.com/|PayPal]]-like|| Company || Multiple, typically government currency || Merchant fees (citation) || Convenient, widely accepted ||
||![[http://www.pecunix.com/|Pecunix]]-like|| Company || Multiple, commodity || Merchant fees (citation) || Convenient, standardized ||
||!BitCoin-like||...||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/LETS|LETS]]|| Community || Credit, community currency || Small organization || Community-focused ||
||![[https://ripplepay.com/|Ripple]]|| Community members || Credit, multiple || Free || Community-focused, efficient, open, decentralized ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Commodity_money|Commodity]]|| Community members || Commodity (metal, cigarettes, etc.) || Commodity || Easy, standardized ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Cash|Cash]]|| Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || Anonymous, widely accepted ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Bank_account|Bank account]]|| Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/Credit_card|Credit card]]|| Bank or other company || Credit, typically government currency || Merchant fees, interest (citation) || Convenient, widely accepted ||
||![[https://www.paypal.com/|PayPal]]-like|| Company || Multiple, typically government currency || Merchant fees (citation) || Convenient, widely accepted ||
||![[http://www.pecunix.com/|Pecunix]]-like|| Company || Multiple, commodity || Merchant fees (citation) || Convenient, standardized ||
||!BitCoin-like||...||
||![[https://secure.wikimedia.org/wikipedia/en/wiki/LETS|LETS]]|| Community || Credit, community currency || Small organization || Community-focused ||
||![[https://ripplepay.com/|Ripple]]|| Community members || Credit, multiple || Free || Community-focused, efficient, open, decentralized ||
September 28, 2010, at 05:24 AM
by - formatting
Changed lines 3-11 from:
||!Barter || Community members || Only self-produced goods and services || Can only use with very narrow set of products and partners || Easy, free ||
||!Commodity || Community members || Commodity (metal, cigarettes, etc.) || Commodity || Easy, standardized ||
||!Cash || Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || Anonymous, widely accepted ||
||!Bank account || Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
||!Credit card || Bank or other company || Credit, typically government currency || Merchant fees, interest (citation) || Convenient, widely accepted ||
||!PayPal-like || Company || Multiple, typically government currency || Merchant fees (citation) || Convenient, widely accepted ||
||!Pecunix-like || Company || Multiple, commodity || Merchant fees (citation) || Convenient, standardized ||
||!LETS || Community || Credit, community currency || Small organization || Community-focused ||
||!Ripple || Community members || Credit, multiple || Free || Community-focused, efficient, open, decentralized ||
||!Commodity
||!Cash
||!Bank account
||!Credit card
||!PayPal-like
||!Pecunix-like
||!LETS
||!Ripple
to:
||!Barter|| Community members || Only self-produced goods and services || Can only use with very narrow set of products and partners || Easy, free ||
||!Commodity|| Community members || Commodity (metal, cigarettes, etc.) || Commodity || Easy, standardized ||
||!Cash|| Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || Anonymous, widely accepted ||
||!Bank account|| Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
||!Credit card|| Bank or other company || Credit, typically government currency || Merchant fees, interest (citation) || Convenient, widely accepted ||
||!PayPal-like|| Company || Multiple, typically government currency || Merchant fees (citation) || Convenient, widely accepted ||
||!Pecunix-like|| Company || Multiple, commodity || Merchant fees (citation) || Convenient, standardized ||
||!LETS|| Community || Credit, community currency || Small organization || Community-focused ||
||!Ripple|| Community members || Credit, multiple || Free || Community-focused, efficient, open, decentralized ||
||!Commodity|| Community members || Commodity (metal, cigarettes, etc.) || Commodity || Easy, standardized ||
||!Cash|| Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || Anonymous, widely accepted ||
||!Bank account|| Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
||!Credit card|| Bank or other company || Credit, typically government currency || Merchant fees, interest (citation) || Convenient, widely accepted ||
||!PayPal-like|| Company || Multiple, typically government currency || Merchant fees (citation) || Convenient, widely accepted ||
||!Pecunix-like|| Company || Multiple, commodity || Merchant fees (citation) || Convenient, standardized ||
||!LETS|| Community || Credit, community currency || Small organization || Community-focused ||
||!Ripple|| Community members || Credit, multiple || Free || Community-focused, efficient, open, decentralized ||
September 28, 2010, at 05:21 AM
by - add content
Changed line 7 from:
||!Credit card || Bank or other company || Credit, typically government currency ||
to:
||!Credit card || Bank or other company || Credit, typically government currency || Merchant fees, interest (citation) || Convenient, widely accepted ||
September 28, 2010, at 05:21 AM
by - add content
Changed lines 7-11 from:
||!Credit card || Bank or other company || Typically government currency ||
||!PayPal-like ||multi span ||||
||!Pecunix-like ||
||!LETS ||
||!Ripple ||
||!PayPal-like ||
||!
to:
||!Credit card || Bank or other company || Credit, typically government currency ||
||!PayPal-like || Company || Multiple, typically government currency || Merchant fees (citation) || Convenient, widely accepted ||
||!Pecunix-like || Company || Multiple, commodity || Merchant fees (citation) || Convenient, standardized ||
||!LETS || Community || Credit, community currency || Small organization || Community-focused ||
||!Ripple || Community members || Credit, multiple || Free || Community-focused, efficient, open, decentralized ||
||!PayPal-like || Company || Multiple, typically government currency || Merchant fees (citation) || Convenient, widely accepted ||
||!Pecunix-like || Company || Multiple, commodity || Merchant fees (citation) || Convenient, standardized ||
||!LETS || Community || Credit, community currency || Small organization || Community-focused ||
||!Ripple || Community members || Credit, multiple || Free || Community-focused, efficient, open, decentralized ||
September 28, 2010, at 05:14 AM
by - add content
Changed lines 2-6 from:
||!Payment System||!Issuer||!Currency||!Cost||!...||!Main benefits||
||!Barter ||
||!Commodity ||
||!Cash || Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || ... || Anonymous, widely accepted ||
||!Bank account || Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || ... || Convenient, widely accepted, brick-and-mortar branches ||
||!Cash || Typically national governments
||!
to:
||!Payment System||!Issuer||!Currency||!Cost||!Main benefits||
||!Barter || Community members || Only self-produced goods and services || Can only use with very narrow set of products and partners || Easy, free ||
||!Commodity || Community members || Commodity (metal, cigarettes, etc.) || Commodity || Easy, standardized ||
||!Cash || Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || Anonymous, widely accepted ||
||!Bank account || Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
||!Barter || Community members || Only self-produced goods and services || Can only use with very narrow set of products and partners || Easy, free ||
||!Commodity || Community members || Commodity (metal, cigarettes, etc.) || Commodity || Easy, standardized ||
||!Cash || Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || Anonymous, widely accepted ||
||!Bank account || Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || Convenient, widely accepted, brick-and-mortar branches ||
September 28, 2010, at 05:10 AM
by - add content
Changed lines 1-7 from:
||border=1 width=50%
||!Payment System||!Issuer||!Cost||!...||!Main benefits||
||!Cash || Typically national governments || Inflation, 2% - 10,000,000% (citation) || ... || Anonymous, widely accepted ||
||!Bank account ||! a B || C||
||!Credit card || single || ||
||!PayPal-like || multi span ||||
||!Pecunix-like
||!Payment System||!Issuer||!
||!
to:
||border=1 width=75%
||!Payment System||!Issuer||!Currency||!Cost||!...||!Main benefits||
||!Barter ||
||!Commodity ||
||!Cash || Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || ... || Anonymous, widely accepted ||
||!Bank account || Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || ... || Convenient, widely accepted, brick-and-mortar branches ||
||!Credit card || Bank or other company || Typically government currency ||
||!PayPal-like || multi span ||||
||!Pecunix-like ||
||!LETS ||
||!Ripple ||
||!Payment System||!Issuer||!Currency||!Cost||!...||!Main benefits||
||!Barter ||
||!Commodity ||
||!Cash || Typically national governments || Typically government currency || Inflation, 2% - 10,000,000% (citation) || ... || Anonymous, widely accepted ||
||!Bank account || Bank, often backed by government insurance || Typically government currency || Inflation, ibid. || ... || Convenient, widely accepted, brick-and-mortar branches ||
||!Credit card || Bank or other company || Typically government currency ||
||!PayPal-like || multi span ||||
||!Pecunix-like ||
||!LETS ||
||!Ripple ||
September 28, 2010, at 05:04 AM
by - add structure
Changed lines 2-6 from:
||!Table||!Heading||!Example||
||!Left || Center || Right||
||A ||! a B || C||
|| || single || ||
|| || multi span ||||
||
to:
||!Payment System||!Issuer||!Cost||!...||!Main benefits||
||!Cash || Typically national governments || Inflation, 2% - 10,000,000% (citation) || ... || Anonymous, widely accepted ||
||!Bank account ||! a B || C||
||!Credit card || single || ||
||!PayPal-like || multi span ||||
||!Pecunix-like
||!Cash || Typically national governments || Inflation, 2% - 10,000,000% (citation) || ... || Anonymous, widely accepted ||
||!Bank account ||! a B || C||
||!Credit card || single || ||
||!PayPal-like || multi span ||||
||!Pecunix-like
September 28, 2010, at 04:58 AM
by - test
Added lines 1-6:
||border=1 width=50%
||!Table||!Heading||!Example||
||!Left || Center || Right||
||A ||! a B || C||
|| || single || ||
|| || multi span ||||
||!Table||!Heading||!Example||
||!Left || Center || Right||
||A ||! a B || C||
|| || single || ||
|| || multi span ||||